Even if you cannot afford Medicare Supplement Insurance, I recommend that you keep your Medicare coverage by itself and not enroll in a restrictive Medicare Advantage Plan.”
Brandon Todd
President, Medigap360
· It is my strong conviction that a Senior Citizen should not give up their freedom to choose quality healthcare by giving up their Medicare Coverage and taking a Medicare Advantage Plan.
· You have been paying for Medicare eligibility your entire working life. Why give up the freedoms you’ve invested in to take a Medicare Advantage Plan that may restrict your choices in healthcare providers?
· I feel that these plans are ruining our nation’s health care system for Senior Citizens and choose to take my stance against them.
Recommendations Concerning Medicare Advantage Plans.
1) Ultimately it is best to stay enrolled in Medicare Parts A&B and have a comprehensive Medicare Supplement (Medigap) policy to pay the gaps that Medicare doesn’t cover.
2) If you cannot afford your Medicare Supplement Policy, shop around to make sure that you are paying the lowest premium possible. Request a Free Medigap Insurance Quote
3) Even if you can afford your current Medicare Supplement policy, it is best to shop around to make sure that you are not paying more than necessary.
4) If you still cannot afford Medicare Supplement Insurance, do not enroll in a Medicare Advantage Plan. Instead, stay with Medicare Parts A&B.
· This will provide you access to choose any physician or hospital without delay.
· For the gaps that are left by Medicare coverage, you should be able to work out payment plans with your provider or find charitable programs to assist you.
· I have never heard of anybody who was not able to get the treatment that they need when they have Medicare Part A&B alone.
5) Do not take a Medicare Advantage Plan just for Prescription Drug Coverage. Talk with a qualified and licensed Medicare Supplement Specialists about your prescription drug insurance options including Medicare Part D.
My Strongest Recommendation
“Even if you cannot afford Medicare Supplement Insurance, I recommend that you keep your Medicare coverage by itself and not enroll in a Medicare Advantage Plan.
Traditional Medicare by itself is comparable in benefits with Medicare Advantage plans, even without a Medicare Supplement Plan.
Medicare Parts A & B Alone offer you the freedom you deserve to find the best healthcare possible when you need it. “